Do you have trouble covering those 65 years of age and older?
Are you looking for new, multigenerational leads?
Are you trying to grow your commission revenue or number of agents?

Without any exclusions, 4Thought can help cover the ‘uninsurable’ while supporting considerable lead generation.

Our partners are licensed Funeral Directors ready to act, 24/7. You and your clients can call us anytime in Western Canada to be connected immediately.

Our plans LOCK IN INFLATION at the time of writing and have the added benefit of preserving the value of all other life insurance and savings.

Policies are written with an itemized funeral home contract. Real instructions are the meaningful part of pre-planning.

Once paid, each policy converts to whole-life coverage. Payments are insured (2-year limited life).

4Thought ensures there are no claims, NO PAYMENT DELAYS, and no funeral home payment demands.

With each policy, your clients receive a duplicate payout in the case of the premature death of one grandchild or great-grandchild. Some conditions apply.

All costs are covered for any death more than 100km from the primary residence. No out-of-pocket expenses. No limits, nor are benefits tied to medical expenses.

Copyright © 2026 4Thought Assurance - All Rights Reserved.
4Thought Assurance is not a funeral home and does not provide at-need services. Our staff are contract employees of our partner funeral homes.
All Final Expense policies for our partner funeral homes are underwritten by Equitable Life of Canada.
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